Spotting Subsidence: Early Warning Signs and Professional Assessment

Sarah Thompson MRICS
August 15, 2025
9 min read
Professional surveyor assessing property for subsidence signs

RICS surveyor conducting detailed subsidence assessment

Subsidence is every property owner's nightmare, but early detection can save thousands in repair costs. As a RICS chartered surveyor specializing in structural defects across Essex, I've helped countless homeowners identify and address subsidence issues before they become catastrophic.

Understanding the warning signs of subsidence and knowing when to seek professional assessment is crucial for protecting your property investment. Here's everything you need to know about identifying subsidence in Essex properties.

What is Subsidence?

Subsidence occurs when the ground beneath a property moves downward, causing the building's foundations to shift and settle unevenly. This movement creates stress in the building structure, leading to cracks, distortion, and potential structural instability.

Important Distinction

Subsidence differs from heave (ground moving upward) and landslip (ground moving sideways). Each requires different assessment and treatment approaches.

Common Causes of Subsidence in Essex

Clay Shrinkage

Essex has significant clay subsoil areas that are particularly susceptible to shrinkage during dry periods. The clay contracts as it loses moisture, creating voids beneath foundations. This is especially problematic during extended dry summers.

Tree Root Activity

Large trees near properties can cause subsidence through:

  • Water extraction: Tree roots drawing moisture from clay soil
  • Physical root growth: Roots growing under foundations
  • Seasonal movement: Soil expansion and contraction cycles

Common problematic trees in Essex include:

  • Willow trees (high water demand)
  • Oak trees (extensive root systems)
  • Poplar and birch trees
  • Large conifers and leylandii

Water-Related Issues

  • Leaking drains: Washing away supporting soil
  • Water main leaks: Causing ground instability
  • Poor drainage: Leading to soil erosion
  • Broken guttering: Concentrating water near foundations

Historical Factors

  • Mining activity: Historical chalk and gravel extraction in Essex
  • Poor foundations: Inadequate foundations in older properties
  • Made ground: Properties built on filled or reclaimed land

Early Warning Signs of Subsidence

External Signs

Wall Cracks

Look for:

  • Diagonal cracks: Typically wider at the top, following mortar joints
  • Step cracks: Following the pattern of bricks or blocks
  • Cracks wider than 3mm: Indicating significant movement
  • Cracks near extensions: Where old and new structures meet

Critical Warning

Cracks that are widening, longer than 1 metre, or deeper than 25mm require immediate professional assessment.

Structural Distortion

  • Doors and windows sticking: Frames becoming distorted
  • Gaps around frames: Previously tight-fitting frames pulling away
  • Sloping floors: Particularly near external walls
  • Leaning walls: Walls moving out of vertical

Internal Signs

  • Wallpaper creasing: Along crack lines
  • Plaster cracks: Especially around doorways and windows
  • Ceiling cracks: Running parallel to external walls
  • Skirting board gaps: Separating from walls
  • Tile cracks: In kitchens and bathrooms

What to Do if You Suspect Subsidence

Immediate Steps

Action Checklist:

  1. Document everything: Photograph all cracks and damage
  2. Measure crack widths: Use a ruler for scale in photos
  3. Note crack locations: Map where all cracks appear
  4. Monitor changes: Mark crack ends and check for growth
  5. Contact professionals: Arrange RICS surveyor inspection
  6. Inform insurance: Report potential subsidence claim

Professional Assessment Process

RICS Structural Survey

A comprehensive structural survey will assess:

  • Current extent of movement and damage
  • Likely causes of subsidence
  • Risk of ongoing movement
  • Recommended monitoring or remedial action
  • Approximate repair costs

Monitoring Programme

Not all cracking indicates active subsidence. A monitoring programme typically involves:

  • Tell-tale gauges: Measuring crack movement over time
  • Regular inspections: Quarterly or bi-annual assessments
  • Seasonal observations: Monitoring during dry and wet periods
  • 12-month minimum: Observing complete seasonal cycle

Specialist Investigations

Depending on initial findings, additional investigations may include:

  • Ground investigation: Soil analysis and bearing capacity tests
  • Drain surveys: CCTV inspection of drainage systems
  • Tree surveys: Arboricultural assessment where trees are suspected
  • Level surveys: Precise measurement of foundation levels

Treatment Options

Minor Settlement

For minor, non-progressive settlement:

  • Cosmetic repairs: Fill and redecorate cracks
  • Monitoring: Regular observation for changes
  • Preventive measures: Improve drainage, tree management

Active Subsidence

For ongoing movement, options include:

  • Underpinning: Extending foundations to stable ground
  • Resin injection: Strengthening existing foundations
  • Ground stabilization: Improving bearing capacity
  • Structural repairs: Rebuilding damaged elements

Costs and Insurance

Typical Costs in Essex

Professional Assessment:

  • Structural survey: £800-£1,500
  • Monitoring programme: £200-£400 per visit
  • Ground investigation: £2,000-£5,000

Repair Costs:

  • Minor underpinning: £10,000-£20,000
  • Major underpinning: £20,000-£50,000+
  • Complete rebuilding: £50,000-£100,000+

Insurance Considerations

Insurance Key Points

  • Most home insurance covers sudden subsidence
  • Gradual movement may not be covered
  • Properties with subsidence history face higher premiums
  • Specialist subsidence insurance may be required
  • Always declare known subsidence when switching insurers

Prevention is Better Than Cure

Maintaining Your Property

  • Regular drainage maintenance: Keep gutters and drains clear
  • Tree management: Professional assessment of large trees
  • Monitor water usage: Fix leaks promptly
  • Foundation ventilation: Ensure adequate sub-floor ventilation
  • Regular inspections: Annual checks for new cracks or movement

When to Call Harlow Surveyors

Contact our RICS chartered surveyors immediately if you notice:

  • New cracks appearing or existing cracks widening
  • Doors or windows becoming difficult to open
  • Visible movement in walls or floors
  • Previous subsidence that appears to be reactivating
  • You're buying a property with suspected subsidence

Our extensive knowledge of Essex soil conditions and property types means we can quickly identify subsidence issues and recommend appropriate action. Early professional intervention can save thousands in repair costs and protect your property investment.

Concerned About Subsidence?

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Sarah Thompson MRICS

Sarah Thompson MRICS

Partner & Chartered Surveyor at Harlow Surveyors with particular expertise in structural defects and period properties. Sarah has helped numerous Essex property owners identify and resolve subsidence issues across the region.

RICS
RICS Chartered Surveyor